Manulife Financial is a holding company. Through its subsidiary, The Manufacturers Life Insurance Company, Co. is a financial services group with operations in Asia, Canada and the U.S. Co.'s segments include: wealth and asset management businesses (Global WAM) and insurance and annuity products (Asia, Canada and U.S.). The Global WAM segment includes mutual funds and exchange-traded funds, group retirement and savings products, and institutional asset management services across all primary asset classes. The Asia, Canada and U.S. segment includes a variety of individual life insurance, individual and group long-term care insurance and guaranteed and partially guaranteed annuity products.